Short-Term Health Insurance Options
Short-term plans may help bridge gaps in coverage, but often have limitations. Understand the details before you enroll.
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Short-term health insurance is designed to provide temporary coverage during transitions — such as between jobs, waiting for other coverage to start, or when you miss ACA enrollment windows.
Because short-term plans may not include all ACA essential health benefits and may exclude pre-existing conditions, it's important to review the details closely. A licensed insurance professional can walk you through what's available in your state.
- Short-term plans may fill temporary coverage gaps.
- They often exclude some essential health benefits and pre-existing conditions.
- Availability and duration vary by state and carrier.
- Compare short-term options alongside ACA Marketplace plans.
- Get help understanding limitations, waiting periods, and exclusions.
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Frequently Asked Questions
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