Question 1

Is Priority Health Market a government website?

Accepted Answer

No. We are an independent third-party marketplace and are not affiliated with Healthcare.gov, any state Marketplace, or any government agency.

Question 2

Are you an insurance carrier?

Accepted Answer

No. We connect consumers with licensed insurance professionals and partners who may help review available plans.

Question 3

Is there a cost to speak with someone?

Accepted Answer

No. Speaking with a licensed insurance professional is free with no obligation to purchase.

Question 4

May I qualify for ACA savings?

Accepted Answer

Premium tax credits and cost-sharing reductions are based on income and household size. Eligibility varies.

Question 5

When can I enroll in an ACA plan?

Accepted Answer

During Open Enrollment or a Special Enrollment Period triggered by a qualifying life event.

Question 6

Do you show every Marketplace plan?

Accepted Answer

No. We do not represent every plan available in your area. Visit HealthCare.gov or your state Marketplace to view all Qualified Health Plans.

Question 7

What is private (off-Marketplace) coverage?

Accepted Answer

Private plans are offered directly by carriers outside of the ACA Marketplace. They may not be eligible for ACA subsidies but can offer different features.

Question 8

Can private plans include preventive care?

Accepted Answer

Coverage varies by plan. A licensed professional can help you compare benefits.

Question 9

What are short-term plans?

Accepted Answer

Temporary coverage designed to bridge gaps. They may not include all ACA essential health benefits and often exclude pre-existing conditions.

Question 10

How long can I keep a short-term plan?

Accepted Answer

Duration varies by state and carrier.

Question 11

Why look at alternatives to COBRA?

Accepted Answer

COBRA can be expensive. Depending on your situation, ACA, private, or short-term options may cost less.

Question 12

Do I qualify for Special Enrollment after losing coverage?

Accepted Answer

Loss of job-based coverage is often a qualifying life event. Eligibility rules vary.

Question 13

Can I call instead of filling out a form?

Accepted Answer

Yes. Give us a call to speak with a licensed insurance professional.

Question 14

Do I have to buy a plan if I request a quote?

Accepted Answer

No. There is no obligation to purchase.

Question 15

Will you ask for sensitive medical info?

Accepted Answer

No. Our basic forms do not collect sensitive medical information.

Health Insurance Questions, Answered

General Questions

ACA / Marketplace Questions

Private Health Insurance Questions

Short-Term Coverage Questions

COBRA Alternatives

Contact and Quote Process

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